Medical Insurance
The in-network component allows you to choose any provider from the BlueCard program and provides a higher level of benefits. The out-of-network component of the plan provides you with the ability to see any provider of your choice, but at a greater cost.
In addition to a national network of providers participating in the BlueCard program, members also have access to doctors and hospitals outside of the United States worldwide though the BlueCross BlueShield Global Core program. Search for participating providers at Excellus’ website. (Select Plan “BluePPO and Signature PPO-(Excellus Commercial)”.)
Download the Excellus BCBS Mobile App here
Download the BCBS Global Core Mobile App here
Prescription drug coverage is offered through OptumRx. A separate ID card will be issued for prescription drug coverage.
Mail Order Form for Home Delivery
OptumRx Mobile App information
Employees may waive coverage through the College and receive an opt-out credit equivalent to $1,000 a year for full-time employees, provided they can certify coverage under another health insurance plan.
The College’s contribution to health insurance coverage is based on one’s salary and the coverage selected. Contribution rates are available by selecting the appropriate link below. Instructions on how to find a provider are located on page 5 of the Benefits Guidebook.
Information on other health care coverage options is available at the National Health Plan Exchange or NYS Health Plan Marketplace.
- 2025 Full Time Rates
- 2025 Part Time Rates and Waiver Payment Amounts
- 2025 Benefits Guidebook
- 2025 Summary of Benefits and Coverage (SBC) and Coverage Glossary
- Excellus Medical Plan Details
- 2024 Benefits Summary
- Summary Plan Description Coverage Document with CARES act, CAA, and end of PHE SMM's
- Excellus Authorization to Disclose Protected Health Information Form/Login Page
- Link to MDLIVE Telemedicine Registration Instructions/Login Page
- Making the Most of Your Health Plan (vimeo.com)
- Transparency in Coverage Rule Compliance
- OptumRx Formulary and Exclusions
- OptumRx $0 Zero Cost Share Preventative Drug List
- OptumRx Flu shot and other routine vaccines
- OptumRx CVS 90 Day Prescription Program
- OptumRx COVID-19 Vaccines, Tests, and Treatments
- OptumRx Authorization To Use and Disclose Protected Health Information
- COBRA Continuation Coverage Rights
Contact
Human Resources